Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/252010585?client_source=feed&format=rss
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Sunday 30 September 2012
yurikageyama: RT @AP: Russian Orthodox Church asks for clemency for jailed Pussy Riot rockers if they repent for "punk prayer": http://t.co/XgWSYoDI -BW
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Source: http://twitter.com/yurikageyama/statuses/252365660020158464
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Saturday High School Football Scores 9/29/12
Saturday high school football scores from around New Jersey.
MorgueFile
Asbury Park 24, Point Pleasant Boro 14
Audubon 23, Lindenwold 6
Bergen Catholic 62, Passaic Tech 20
Bergen Tech def. Newark Academy, forfeit
Blair 42, Germantown Academy, Pa. 41
Bridgewater-Raritan 41, Franklin 21
Colonia 6, Perth Amboy 0
Colts Neck 35, Middletown North 13
Cranford 35, Roselle 21
Delbarton 42, Chatham 0
Don Bosco Prep 7, Alta, Utah 0
Emerson 30, Wood-Ridge 21
Fair Lawn 14, Passaic 7
Gloucester Catholic 22, Pitman 16
Hamilton 34, Princeton 0
Hoboken 26, Hudson Catholic 7
Hunterdon Central 49, Westfield 14
Irvington 28, West Side 0
Keansburg 42, Dunellen 28
Keyport 42, Middlesex 7
Lacey 42, Toms River South 20
Lakewood 20, Manchester 13
Lawrence 49, Ewing 15
Lawrenceville 48, Pennington 14
Lincoln 34, Marist 8
Marlboro 19, Freehold Township 17
Montclair Kimberley 33, Glen Ridge 20
Morristown-Beard 42, Dwight-Englewood 8
Mountain Lakes 35, Morris Catholic 12
Newark Central 14, Verona 7
Nottingham 55, West Windsor-Plainsboro North 6
Old Tappan 42, Tenafly 15
Park Ridge 40, Wallington 14
Penn Charter, Pa. 33, Peddie 8
Penns Grove 50, Salem 8
Point Pleasant Beach 42, Mater Dei 12
Pompton Lakes 35, Lyndhurst 0
Pope John XXIII 36, Montville 6
Rahway 41, Governor Livingston 10
Roxbury 14, Parsippany Hills 7
Rutherford 28, Elmwood Park 27
Saddle Brook 21, Palisades Park 14
Scotch Plains 21, Voorhees 14
Seton Hall Prep 41, Nutley 19
Sparta 59, Morris Hills 47
Spotswood 41, Highland Park 14
St. Anthony 52, Snyder 0
St. Joseph-Hammonton 24, Egg Harbor 11
St. Joseph-Montvale 42, Wayne Hills 14
St. Mary?s-Rutherford 34, Queen of Peace 13
St. Peter?s Prep 56, Boston College, Mass. 0
Steinert 20, Trenton Central 14, 2OT
Sussex Tech 26, Immaculate Conception-Montclair 12
Warren Hills 21, Hillside 18
Wayne Valley 41, Passaic Valley 6
West Orange 31, East Orange 30
Whippany Park 35, Wallkill Valley 7
Woodbury 20, Paulsboro 10
(Copyright 2012 by The Associated Press.? All Rights Reserved.)
Source: http://nj1015.com/saturday-high-school-football-scores-92812/
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Saturday 29 September 2012
Real Property Leasing from the Landlord's Perspective
Carl Kanowsky, Esq.
A main concern for landlords in a commercial setting ? as opposed to leasing residential property like a home or an apartment ? is getting the property leased for as high a rate as the market will bear.
Often conflicting with this goal is the landlord?s concern about getting paid.
These priorities often make strange bedfellows.
Obviously, the landlord wants to get the place rented.? In the past three years, commercial real estate has hit bottom and stayed there.? Offices that previously rented for $3.50 per square foot now go vacant.? Their realistic price is likely $2.25 per square foot or even less.
What?s a landlord to do?
Well, this is what creates a tenant?s market ? and a quandary for the landlord.? He?s got loans to pay off, and investors demanding returns.
Some landlords resolve this conflict by agreeing to rent the space at the lower rate, but for much shorter terms than usual ? say a year as opposed to three or five years.
OK, this solves his first priority; he?s got someone interested in renting that office that has sat vacant for months and perhaps years.? But the landlord also realizes that simply having an interested prospect does not equate to a good deal for him. If he has used a real estate agent, then he probably has to pay those commissions for the entire term of the lease up front, not as he collects rent.? Now he has another expense he must add to his overhead and still hopefully take some home cash.
Then he has a nightmare.? What happens if this new tenant walks away or goes bankrupt like so many businesses are doing now?? How does he continue to get paid?
He could, and likely will, require the new tenant to sign a personal guarantee of the lease.? This definitely increases the likelihood that the rent will be paid, but if it?s not enough incentive, then what the landlord has with the personal guarantee is a right to sue someone else.
The landlord could also demand a much larger security deposit to be used if the tenant defaults.? This can work well if the tenant starts missing payments.? However, if the tenant files for bankruptcy, there is a good chance the bankruptcy court could rule that the security deposit belongs to the tenant/debtor and that the landlord must turn it over to help the tenant pay its bills.
Another option is to ask for a letter of credit.? Investopedia.com defines a letter of credit (L/C for short) as ?a letter from a bank guaranteeing that a buyer?s (or tenant?s) payment to a (landlord) will be received on time and for the correct amount.? In the event that the (tenant) is unable to make payment on the purchase, the bank will be required to cover the full or remaining amount of the (rent).?
Most L/Cs are irrevocable ? that is, once they are issued the tenant cannot pull them back.? And since a bank will only issue an L/C to clients they believe are good credit risks, the landlord gets an added vote of confidence in the new tenant.? Conversely, if the bank won?t issue an L/C, then the landlord should look long and hard as to whether he really wants to rent to someone a bank is reluctant to back.
Assuming the tenant can get the L/C, it will likely not be part of the bankruptcy estate and the landlord can draw against it for however long it will last.? It?s an option that we may be seeing more and more.
And, yes, I will write another column on leasing from a tenant?s perspective.? Also, if you have any suggestions for future columns, please email them to me.
?
Carl Kanowsky is an attorney in Santa Clarita. He can be reached at cjk@kanowskylaw.com. Visit him online at www.kanowskylaw.com.
Source: http://scvnews.com/?p=36678
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Gambling: How To Manage It | Arts and Entertainment
Sorry, Readability was unable to parse this page for content.
Source: http://entertain-art.blogspot.com/2012/09/gambling-how-to-manage-it.html
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Wall-Ye robot does grunt work at vineyards
7 hrs.
Winemaking is the latest industry to be hit by robot?fever: French inventors have created a robot that rolls among the grapevines, checking and perhaps pruning as it goes.
A wine grower in France complained three years ago to?Christophe Millot that they were always short on staff. Millot designed the Wall-Ye robot, which is indeed named after Pixar's trash-collecting WALL-E, and the pair have been working together on it ever since.
Wall-Ye moves around on treads and is equipped with a number of cameras for navigation and inspection of vines.?It navigates by GPS, but also recognizes each plant individually and can carry out?special instructions or follow up on previous work.
There are plans to make it able to prune vines and eventually pick grapes, but for now it is limited to less complicated tasks. But checking for bugs, disease, temperature variations and soil problems are important parts of running a vineyard ? and they can be tedious.
Another winemaker, Claire Gazeau-Montrasi, explains in the AFP video above?that she would welcome a robot that took care of the most boring jobs. Like a Roomba or similar household robot, it can do its job slowly but surely, working around its owner's schedule.
At ?25,000, or around $32,000, Wall-Ye isn't cheap, though there are larger and more expensive systems that are capable of more. Automation of agriculture hasn't made it to vineyards quite yet because of the delicate nature of the task, but that may soon change, with?robots like Wall-Ye leading the charge.
Devin Coldewey is a contributing writer for NBC News Digital. His personal website is coldewey.cc.
Source: http://www.nbcnews.com/technology/futureoftech/wall-ye-robot-does-grunt-work-vineyards-6150501
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Friday 28 September 2012
BOLIVIA GIVES LEGAL RIGHTS TO THE EARTH - Home - Gary Null ...
Developed by grassroots social groups and agreed by politicians, the Law of Mother Earth recognises the rights of all living things, giving the natural world equal status to human beings.
Once fully approved, the legislation will provide the Earth with rights to: life and regeneration; biodiversity and freedom from genetic modification; pure water; clean air; naturally balanced systems; restoration from the effects of human activity; and freedom from contamination.
The legislation is based on broader principles of living in harmony with the Earth and prioritising the ?collective good.? At its heart is an understanding that the Earth is sacred, which arises from the indigenous Andean worldview of ?Pachamama? (meaning Mother Earth) as a?living being.?An initial act outlining the rights ? which was passed by Bolivia?s national congress in December 2010 and paves the way for the full legislation ? defines Mother Earth as a?dynamic and ?indivisible community of all living systems and living organisms, interrelated, interdependent and complementary, which share a?common destiny.?
?
Bolivia?s government will be legally bound to prioritise the wellbeing of its citizens and the natural world by developing policies that promote sustainability and control industry. The economy must operate within the limits of nature and the country is to work towards energy and food sovereignty while adopting renewable energy technologies and increasing energy efficiency.Preventing climate change is a?key objective of the law, which includes protecting the lives of future generations. The government is requesting that rich countries help Bolivia adapt to the effects of climate change in recognition of the environmental debt they owe for their high carbon emissions. Bolivia is ?particularly vulnerable to the impacts of climate change,? according to an Oxfam report in 2009, with increasing drought, melting glaciers and flooding.
On the international stage, the government will have a?legal duty to promote the uptake of rights for Mother Earth, while also advocating peace and the elimination of all nuclear, chemical and biological weapons. Following a?change in Bolivia?s constitution in 2009, the law is part of a?complete overhaul of the legal system. It represents a?shift away from the western development model to a?more holistic vision, based on the indigenous concept of Vivir Bien (to live?well).?
The proposal for the law states: ?Living Well means adopting forms of consumption, behaviour and and conduct that are not degrading to nature. It requires an ethical and spiritual relationship with life. Living Well proposes the complete fulfilment of life and collective happiness.?
Unity Pact, an umbrella group for five Bolivian social movements, prepared the draft law. They represent over 3m people and all of the country?s 36 indigenous groups, the majority of whom are smallscale farmers with many still living on their ancestral lands. The bill protects their livelihoods and diverse cultures from the impacts of industry
?
?
Undarico Pinto, a?leader of the social movement Confederaci?n Sindical ?nica de Trabajadores Campesinos de Bolivia, said: ?It will make industry more transparent. It will allow people to regulate industry at national, regional and local levels.?Signifying a?fundamental shift away from exploitation of nature, the draft law referrers to mineral resources as ?blessings? and states that Mother Earth, ?is sacred, fertile and the source of life that feeds and cares for all living beings in her womb. She is in permanent balance, harmony and communication with the cosmos.??
?
A Ministry of Mother Earth is to be established to promote the new rights and ensure they are complied with. But with its economy currently dependent on exports of natural resources, earning nearly a?third of its foreign currency ? around ?300m a?year ? from mining companies, Bolivia will need to balance its new obligations against the demands of industry.
The full law is expected to pass within the next few months and is unlikely to face any significant opposition because the ruling party, the Movement Towards Socialism, has a?considerable majority in parliament. Its leader, President Evo Morales, voiced a?commitment to the initiative at the World People?s Conference on Climate change, held in Bolivia in April?2010.??
The Law of Mother Earth includes the following:
The right to maintain the integrity of life and natural processes.
The right to not have cellular structure modified or genetically altered.
The right to continue vital cycles and processes free from human alteration.
The right to pure water.
The right to clean air.
The right to balance, to be at equilibrium.
The right to be free of toxic and radioactive pollution.
The right to not be affected by mega-infrastructure and development projects that affect the balance of ecosystems and the local inhabitant communities
The law also promotes ?harmony? and ?peace? and ?the elimination of all nuclear, chemical, biological? weapons.
Source: http://www.garynull.com/home/bolivia-gives-legal-rights-to-the-earth.html
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It's not too late for troubled fisheries, experts say
ScienceDaily (Sep. 27, 2012) ? A study published in Science magazine and co-authored by Bren School Sustainable Fisheries Group (SFG) researchers and their colleagues confirms suspicions that thousands of "data-poor" fisheries, representing some 80 percent of the world's fisheries, are in decline but could recover with proper management.
The authors of "Status and Solutions for the World's Unassessed Fisheries" also found that taking quick action to allow depleted stocks to recover to sustainable levels could result in future catches that are 8 to 40 percent larger than are predicted if current unsustainable fishing practices continue.
The findings were made possible by a new assessment technique developed by the researchers, which allowed them to determine fish population status using far less data than are required by a traditional stock assessment, which is both expensive and time-consuming and impractical for a high percentage of the world's fisheries. Substantial population data are available for only about 20 percent of the world's 10,000 fish stocks, and those well-studied fisheries tend to be in better shape than fisheries for which little data exist.
"For most fisheries, we simply didn't know how many fish were out there and whether their populations were trending up or down," says lead author and Bren School professor of economics Christopher Costello. "Without good information on fish populations, it can be hard to manage sustainably. It's like trying to decide how far you can drive your car without knowing how much gas is in the tank."
Further, Costello explains, lacking sound estimates for a stock's population, "Political pressure tends to dominate decision making, and we end up catching too much. Over time, this can lead a fishery to collapse."
Co-author and Bren School dean, Steve Gaines, describes the data-rich 20 percent of fisheries as "a tiny slice that can give us a skewed view" of the health of global fisheries.
The authors caution that the new assessment method cannot take the place of formal assessment programs for individual fisheries, but they do provide accurate global and regional information that can be used to inform fisheries management decisions. "Using these tools at a regional scale, we can gain up to 80 percent of the insights of traditional assessment approaches at just 1 percent of the cost," says Gaines.
The tool enabled the researchers to provide a new global status report that includes these previously unmeasured fisheries, bringing thousands of what managers call "unassessed" fisheries into focus. The results show that more than half of the world's fisheries are in decline and that, across the globe, stocks for which robust data exist are doing better than those that are less-studied, regardless of which country manages them.
"If we look at assessed stocks, we can be pretty satisfied that fishery management systems are generally working to ensure long-term sustainability," says University of Washington scientist and co-author Ray Hilborn. "For previously unassessed stocks, this doesn't appear to be true."
An interesting finding -- again, made possible by employing this new assessment tool for data-poor fisheries -- is that in large-scale fisheries, stocks that are measured and tracked are at similar levels as those that that have not been formally measured. But under current fishing pressure, their futures look very different: the assessed stocks are starting to show signs of recovery, while fisheries for which little data exists continue to decline. Further, in small-scale fisheries, data-poor stocks are in far worse shape than their well-studied counterparts, and many are plummeting at alarming rates. These small-scale, data-poor fisheries are critical to local food security in many parts of the world.
While the impact on food security is most significant for local-level (small-scale) fisheries in poorer countries, explains co-author, UCSB ecologist, and SFG scientist Sarah Lester, "This isn't just a developing-world problem. Small, unassessed fisheries in the U.S. and Europe are often in as bad a shape as those in the developing world."
While many of the world's fisheries are in trouble, the authors suggest that the majority of them can still rebound with better management.
"Strong management could increase the number of fish in the ocean by more than 50 percent," says Gaines. "When fish populations are healthy they produce more young. It may seem paradoxical, but we can get more fish on our plates by leaving more in the water."
Time is of the essence. "These fisheries can rebound," Costello says, "but the longer we wait, the harder and more costly it will be to bring them back. In another ten years, the window of opportunity may have closed."
The study in Science is part of a larger study titled "Charting a Course to Sustainable Fisheries," released this week by the consulting firm California Environmental Associates. It evaluates successes and gaps in fishery management and conservation programs around the world, highlighting the fact that while methods for returning dwindling fisheries to health are understood, political battles often prevent them from being put into action.
The report shows that where gains are being made, such as in the U.S., where many large fisheries are starting to recover, they result from a combination of efforts: relying on strong science to set total allowable fishing levels, closing some areas to allow for stock rebuilding, and using sustainable seafood markets and rights-based management strategies that give fishermen secure access to a proportion of catch. The report shows that, while there is no one-size-fits-all solution to eliminate overfishing, success can come from employing proven principles and practices while fine-tuning them to suit the specific circumstances and characteristics of individual locations around the world.
"The key is to use and share these practices more broadly," says Matthew Elliott, principal of CEA and author of "Charting a Course to Sustainable Fisheries. "In many areas of the world, particularly in the tropics and sub-tropics, we see fisheries expanding quickly with little in the way of management. This research fills an important information gap for those fisheries. We hope it will draw more international attention to fisheries management in the many parts of the world that we have historically ignored."
"This isn't something where we need another twenty years of science," says Gaines. "We know what it takes."
"Healthy ocean fisheries hold the potential to feed a growing population without destroying the supporting ecosystems to the point where they no longer produce seafood," adds Elliott. "Within our lifetime, we can make sustainable global fisheries the norm rather than the exception."
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The above story is reprinted from materials provided by University of California - Santa Barbara, via EurekAlert!, a service of AAAS.
Note: Materials may be edited for content and length. For further information, please contact the source cited above.
Journal Reference:
- Christopher Costello, Daniel Ovando, Ray Hilborn, Steven D. Gaines, Olivier Deschenes, and Sarah E. Lester. Status and Solutions for the World's Unassessed Fisheries. Science, 27 September 2012 DOI: 10.1126/science.1223389
Note: If no author is given, the source is cited instead.
Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.
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Thursday 27 September 2012
Non-partisan group posts tweet against Scott Brown
District of Columbia Board of Elections and Ethics Twitter account
The Twitter account for the nonpartisan District of Columbia Board of Elections and Ethics posted a link to an editorial criticizing Massachusetts Republican Sen. Scott Brown on Thursday, an act the government agency tells Yahoo News was an accident.
The link directed followers to a piece on the left-leaning Talking Points Memo website headlined "Really, Scott Brown?" that attacks him for bringing up a controversy surrounding the Native American heritage of his challenger, Democratic candidate Elizabeth Warren, at a recent debate.
"We would not have put that up there," Board of Elections spokeswoman Karen Raper said when informed of the Twitter post. "I don't know how it got there."
The post was deleted a few minutes after Yahoo News called to inquire about the tweet.
"Somebody must have hacked into our account and posted that," Raper added. "Anybody who had worked here previously who had access to the Twitter account could have posted it or either someone posted it by accident."
The agency has since changed the account's password.
The remark about Brown also appeared for several hours on an automatic feed on the agency's website.
DCBOEE.us
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Wednesday 26 September 2012
The Benefits of Business Interruption Insurance | Reference and ...
For easily and quickly addressing problems connected to a business? physical location with a risk of income loss, a certain type of small business insurance is designed, called ?Business Interruption Insurance?. Business interruption insurance can help mitigate losses which are not typically covered by standard property insurance policies. Adding this extra coverage can really make a positive impact in the event of the unexpected, and may mean the difference between the life and death of your business.
Feel Comfortable with the Extra Protection
With business interruption insurance, your business will be protected if there is a loss of income. This can occur when it?s become impossible to do business at your existing location. Examples of why this could happen include damages due to storms or other natural disasters, break-ins, or any other circumstances which require you to do business from a different location temporarily. This can really ease the financial burden of any business which is forced to cover expenses for two different physical locations (the original and the temporary) for the short-term.
Costs Coverage
Interruption coverage will often take care of any fixed expenses as well. These are determined by examining your business records to find typical costs of those expenses, such as utilities and rent. The amount of coverage granted by the benefits for income loss is also determined by previous financial records. Extra expenses, such as those incurred by simultaneously operating from a new location while maintaining the old location, may also be covered by a business interruption policy.
Protecting Your Investment
Purchasing business interruption insurance is likely one of the most valuable coverages you can maintain for your business. Unfortunately, it?s also one of the types of business insurance policies which is very typically overlooked by business owners. It?s far too easy to forget that a physical property is needed in order to keep running the business, and take it for granted. Additionally, many business owners may incorrectly assume that property insurance covers loss of income. In reality, a property policy typically only covers physical losses such as the building itself and any inventory. For more comprehensive protection, including business interruption insurance is crucial for anyone who is interested in the longevity of their company.
This entry was posted on September 25, 2012, 5:32 pm and is filed under Uncategorized. You can follow any responses to this entry through RSS 2.0. Both comments and pings are currently closed.
Source: http://www.ourdartmouth.com/the-benefits-of-business-interruption-insurance.html
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thedateabledork.com ? How an San Francisco personal injury ...
Article by kreal pelter
How an San Francisco personal injury lawyer Will aid If you ended up automobile Accident ? Law
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This entry was posted on Tuesday, September 25th, 2012 at 8:28 pm and is filed under Main Articles. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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Daytrading, Stock Trading, Investing and Forex Trading ? The Key ...
These are programs which reference past market information when investigating realtime market info, taking the whole breadth of the market into account, to take advantage of the market?s pattern-esque movements and get an exceptionally good read and prophecy on where the market will go next so you can trade sensibly without needing to spend the effort or time doing so yourself. During the past, stocks pick programs were reserved for and only utilised by trading pros with massive firms. First, a refund guarantee goes a good way in this niche. Stocks pick software has helped a considerable number of traders make big money on some hot choices, but because it's been so worthwhile for so many traders this has led a considerable number of publishers to piece together ineffectual pickers of their own and pass them off as cash earners with interesting branding and internet sites. Refusing to endure and correctly handle trades that do not work leads to trading gaffes. It's the incapacity to deal with the inescapable losing trade that causes traders to chop winning trades short, move stops in the middle of a trade, cling to losing trades, average down, and fail to click on the trigger on sound trade setups. Learning how to accept and handle trading loss could be of the same importance as making good trades. Survival Tips Here are 7 steps to survive and even flourish when suffering a loss : Put down the trade as it happened : Don?t sweep the loss under the rug! Include how you viewed the market at the time and the way in which the market action and your signals seemed to meet the standards for a sound trade set up. Judge the trade : Once the trading day is over, return to what you wrote and see what can be learned.
It's a wrong idea as day traders shouldn't only understand completely the logic trading but they also have to have a clear and calm attitude to make imperative call. Perhaps you are thinking about those day traders are just too fortunate to make some random profit in market. Almost all of the decisions get made in an exceedingly brief time period , thus, either a vet day trader or those depend on the help of trading methodology ought to have a clear mind and powerful heart to do that. Some of the systems can overlook and monitor the stockmarket, or select the best pick of stock for trader . You may either select the systems to frequently update the new stock statistical data, or use the ones that can investigate and prompt you the bullish stock pick or which is going to plunge. There'll be moments when you believe there is an excellent chance to make a trade only to realise that you are heading towards a problem.
The key here is to think first prior to jumping in.
You have got to look at the situation rigorously before deciding for the very next step. The only possible way to be successful in the exchange so far as day-trading is anxious is, to make predictions about the stock patterns and attempt to make a capital on the short term market upturn. * Playing stories ? this plan of action is to buy stock in a company that has just reported good news * Range Trading ? here's where stock which has been rising and falling is acquired close to the low price and sold as it hits the heavy price range. Tips for surviving and prospering as a trader The 5 commonest methods adopted by day traders who try to make are profit are * Trend following ? utilized by all trading firms this tactic presupposes that stocks that having been increasing constantly may continue to rise. * Covering spreads ? To play the spread or the make the spread basically means to buy stock at the Bid price and sell the stock at the Ask cost. The biggest difference between the bid price and the ask price is sometimes known as the spread.
Source: http://traders101.com/2012/09/25/the-key-here-is-to-think-first-prior-to-jumping-right-in/
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Mens health and fitness - HEALTH, BEAUTY & FITNESS
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Tuesday 25 September 2012
Brazil judge orders arrest of Google president
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Source: http://news.yahoo.com/brazil-judge-orders-arrest-google-president-164309455--finance.html
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Monday 24 September 2012
SNL Shows Us the Important Questions Undecided Voters Have: ?Just What Is Oil? What Is it Used For??
The November election is 44 days away, and Saturday Night Live offered a look at the questions that undecided voters who will swing it one way or the other still have. Questions like:
- When is the election?
- What are the names of the two people running?
- Who is the president right now? Is he or she running? Because if so, experience is maybe something we should consider.
- What happens if the president dies? Has anyone thought about who would replace him? What?s your plan gentlemen?
- We hear a lot about our dependence on foreign oil, but just what is oil? What is it used for?
Watch the full clip below, via NBC:
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Sunday 23 September 2012
debb24601: RT @Elle_clemi: twitter's taught me it's not the chinese that'll take over the world, it's canadians. stealthy, sly canucks. you're ever ...
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Source: http://twitter.com/debb24601/statuses/249657140657152000
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Saturday 22 September 2012
The essential Red Bulls-Revolution preview
Welcome, welcome, welcome. Another week, another game that isn?t getting the love it should.
This week: New York Red Bulls invading the large, uncrowded confines of?Gillette?Stadium to play the New England Revolution. The reasons? Let?s get into them:
- TRAP GAME. The Revolution are, how can we put this kindly, not good. The Red Bulls, you know, are. Three easy points. But it?s never that easy in MLS. And the Revs want to build momentum going into next year. All I?m saying is a win here makes a statement to Jay Heaps and the rest of the New England organization.
- Are the Red Bulls on the brink? Tim Cahill went off and started talking?after the loss to Kansas City. New York is a team that seems perpetually on the brink of combusting. And they are only four points clear of the sixth spot in the Eastern Conference. You have to wonder what the pressure is like in the locker room, and if it?s getting to some of the younger guys.
- Rivalry, rivalry, rivalry.
- Thierry?Henry. Rafa Marquez. Bengtson. Sene. Feilhaber. There?s a lot of talent on that field.
- Train rides are the best.
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Friday 21 September 2012
WHY IT MATTERS: Wall Street regulation and reform
The issue:
The 2008 financial crisis roiled the banking system and swamped the global economy, leaving millions of Americans jobless, underemployed or facing foreclosure. In its wake, Congress set out to overhaul how the government oversees Wall Street. The result was a sprawling law, the Dodd-Frank Act, which aims to prevent future crises by giving the government new tools and restricting banks' activities. The law may make future crises less likely, but it increases costs for companies, especially banks, and their customers.
___
Where they stand:
The hard-fought law was a big victory for President Barack Obama, and he would defend it. With Obama's backing, government officials who are putting the law into practice are more likely to adopt a tough stance.
Mitt Romney wants to repeal Dodd-Frank and start over, though he would keep a few core elements that the financial industry supports ? for example, revised formulas that determine whether banks have enough solid cash to fall back on in bad times. Romney also would make it harder for financial oversight agencies to impose new rules.
___
Why it matters:
Four years after the financial crisis, the economic recovery remains painfully slow.
The debate over banking rules is, at its core, a dispute about how to prevent another economic cataclysm.
The crisis was fueled by a blend of fear and uncertainty. As the housing bubble burst, banks that had invested in the U.S. housing market teetered. Companies, unsure who would be the next to fall, stopped lending to each other.
Businesses failed because they couldn't get cash to cover their daily expenses. Mass layoffs shattered Americans' confidence, making them less likely to buy new cars and houses.
Meanwhile, millions of people faced foreclosure on houses that they bought during the boom, often with high-cost loans they did not understand. Errors and sloppy paperwork by mortgage companies added to their woes.
The result was the nation's worst recession since the Great Depression.
To prevent a repeat crisis, the financial law creates a council where bank regulators can share information and discuss new threats. Big banks have drawn up "living wills," road maps that the government could use to shutter them if necessary. With that orderly process in place, advocates say, companies will be less likely to need emergency bailouts. The government will be better able to defuse problems before they spark panic.
For consumers who were stung by the housing crisis, the law bans risky lending practices like kickbacks paid to mortgage brokers who sold higher-cost loans. It creates a powerful new agency, the Consumer Financial Protection Bureau, to shield people from misleading marketing, hidden fees and other traps.
The problem, opponents say, is that the costs to banks and consumers are prolonging the nation's economic agony. They say this burden outweighs the potential benefits for consumers and the broader financial system.
As companies spend more to make sure they are following the law, the argument goes, they will have less money to expand or hire new workers. Restrictions on how big banks can invest will shrink their profits, making it harder for them to lend and compete globally. To make up the difference, banks say they will have to raise the fees they charge for everything from multibillion-dollar bond offerings to ordinary checking accounts.
Romney and his allies in the financial industry argue that the new rules weaken the system in unintended ways. They say farmers will pay more to protect against swinging corn prices, for example, because of changes to the market for corn futures and similar investments.
___
Daniel Wagner can be reached at www.twitter.com/wagnerreports .
EDITOR'S NOTE _ One in a weekday series examining issues at stake in the election and their impact on people.
Source: http://news.yahoo.com/why-matters-wall-street-regulation-reform-075421661--election.html
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Judge says anti-Muslim clip can stay on YouTube
LOS ANGELES (AP) ? A 14-minute film trailer blamed for protest violence in the Middle East will remain on YouTube, after an actress lost her legal challenge to take it down.
Cindy Lee Garcia, who appeared in "Innocence of Muslims," asked a judge to order the video removed in a Los Angeles County court Thursday.
But Superior Court Judge Luis Lavin rejected Garcia's request because she wasn't able to produce any agreement she had with the makers of "Innocence of Muslims" and the man behind the film hadn't been served with a copy of her lawsuit.
Garcia's attorney, Cris Armenta, told reporters that her client plans to return to court in three weeks with more evidence to bolster her case.
The video posted to YouTube has been linked to protests that continue to rage across the Middle East. The White House has asked YouTube to take it down and the company has refused, saying it doesn't violate its content standards.
While Thursday's legal ruling might further antagonize protesters, the lawsuit had little chance of succeeding because of a federal law that protects third parties from liability for content they handle, legal experts said.
"From the beginning this was a Hail Mary pass," said Jeremiah Reynolds, a Los Angeles attorney who specializes in intellectual property and First Amendment cases. "I think they hoped the judge would have enough sympathy for this woman to have him take the video down."
Garcia is suing for fraud and slander against Internet search giant Google Inc., which owns YouTube, and Nakoula Basseley Nakoula, the man behind the video who has gone into hiding since it gained attention.
The 14-minute trailer depicts Muhammad as a womanizer, religious fraud and child molester.
Garcia claimed she was duped by Nakoula and that the script she saw referenced neither Muslims nor Muhammad. She also said her voice had been dubbed over after filming.
Her lawsuit mirrors similar claims made by those who said they were fooled by actor Sacha Baron Cohen during the making of "Borat" and "Bruno." The British comedian was unsuccessfully sued by some non-actors who appeared in his movie who weren't familiar with his outlandish characters.
"Although this is a much more serious situation, the (legal) analysis should be the same," Reynolds said. "It's an act that is protected by the First Amendment."
Cindy Cohen, the legal director for San Francisco-based Electronic Frontier Foundation, said Garcia does have a claim against the filmmaker but not against Google.
"The law protects Google here because they aren't the producers of the film," Cohen said. "You don't want a situation where the host is responsible for the content. Then nobody would ever be a host."
Garcia's lawsuit contends that keeping the film online violates her right of publicity, invades her privacy rights and that post-filming dialogue changes cast her in a false light.
"I think we need to take it (the film) off because it will continue to cause more problems," she said. "I think it's demoralizing, degrading."
Garcia said she has been threatened at least eight times and has called the FBI but she hasn't heard back from federal agents.
Armenta argued in court that her client was used a puppet to make the film, and she was clearly defrauded and lied to by the people behind the movie.
"She did not sign on to be a bigot," Armenta said.
Timothy Alger, the lawyer representing Google at Thursday's hearing, said the company shouldn't be responsible for what transpired between Garcia and the filmmakers. He said no matter how someone views the content "it is something of widespread debate."
YouTube has blocked users in Saudi Arabia, Libya and Egypt from viewing the clip, as well as Indonesia and India, because it violates laws in those countries.
Garcia could seek to have a judge grant an injunction against Nakoula to order him to remove the video, but it wouldn't accomplish what Garcia set out to do.
"It would have little to no effect because other websites are showing the film," Reynolds said. "It would be a moot point."
___
AP Entertainment Writer Anthony McCartney contributed to this story.
Source: http://news.yahoo.com/judge-says-anti-muslim-clip-stay-youtube-081056987.html
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Thursday 20 September 2012
Tax penalty to hit nearly 6M uninsured people
FILE - In this March 28, 2012 file photo, supporters of health care reform rally in front of the Supreme Court in Washington on the final day of arguments regarding the health care law signed by President Barack Obama. Congressional budget analysts are now estimating that nearly 6 million Americans, most of them in the middle class, will have to pay a tax penalty for not getting health insurance once Obama's health care law is fully in place. That's 2 million more than a previous estimate found, or a 50 percent increase. Starting in 2014, the new health care law requires virtually every legal resident of the U.S. to carry health insurance, or face a tax penalty. The Supreme Court upheld Obama's law as constitutional after finding that the penalty fell within the power of Congress to impose taxes. (AP Photo/Charles Dharapak, File)
FILE - In this March 28, 2012 file photo, supporters of health care reform rally in front of the Supreme Court in Washington on the final day of arguments regarding the health care law signed by President Barack Obama. Congressional budget analysts are now estimating that nearly 6 million Americans, most of them in the middle class, will have to pay a tax penalty for not getting health insurance once Obama's health care law is fully in place. That's 2 million more than a previous estimate found, or a 50 percent increase. Starting in 2014, the new health care law requires virtually every legal resident of the U.S. to carry health insurance, or face a tax penalty. The Supreme Court upheld Obama's law as constitutional after finding that the penalty fell within the power of Congress to impose taxes. (AP Photo/Charles Dharapak, File)
WASHINGTON (AP) ? Nearly 6 million Americans ? significantly more than first estimated? will face a tax penalty under President Barack Obama's health overhaul for not getting insurance, congressional analysts said Wednesday. Most would be in the middle class.
The new estimate amounts to an inconvenient fact for the administration, a reminder of what critics see as broken promises.
The numbers from the nonpartisan Congressional Budget Office are 50 percent higher than a previous projection by the same office in 2010, shortly after the law passed. The earlier estimate found 4 million people would be affected in 2016, when the penalty is fully in effect.
That's still only a sliver of the population, given that more than 150 million people currently are covered by employer plans. Nonetheless, in his first campaign for the White House, Obama pledged not to raise taxes on individuals making less than $200,000 a year and couples making less than $250,000.
And the budget office analysis found that nearly 80 percent of those who'll face the penalty would be making up to or less than five times the federal poverty level. Currently that would work out to $55,850 or less for an individual and $115,250 or less for a family of four.
Average penalty: about $1,200 in 2016.
"The bad news and broken promises from Obamacare just keep piling up," said Rep. Dave Camp, R-Mich., chairman of the House Ways and Means Committee, who wants to repeal the law.
Starting in 2014, virtually every legal resident of the U.S. will be required to carry health insurance or face a tax penalty, with exemptions for financial hardship, religious objections and certain other circumstances. Most people will not have to worry about the requirement since they already have coverage through employers, government programs like Medicare or by buying their own policies.
A spokeswoman for the Obama administration said 98 percent of Americans will not be affected by the tax penalty ? and suggested that those who will be should face up to their civic responsibilities.
"This (analysis) doesn't change the basic fact that the individual responsibility policy will only affect people who can afford health care but choose not to buy it," said Erin Shields Britt of the Health and Human Services Department. "We're no longer going to subsidize the care of those who can afford to buy insurance but make a choice not to buy it."
The budget office said most of the increase in its estimate is due to changes in underlying projections about the economy, incorporating the effects of new federal legislation, as well as higher unemployment and lower wages.
The Supreme Court upheld Obama's law as constitutional in a 5-4 decision this summer, finding that the insurance mandate and the tax penalty enforcing it fall within the power of Congress to impose taxes. The penalty will be collected by the IRS, just like taxes.
The budget office said the penalty will raise $6.9 billion in 2016.
The new law will also provide government aid to help middle-class and low-income households afford coverage, the financial carrot that balances out the penalty.
Nonetheless, some people might still decide to remain uninsured because they object to government mandates or because they feel they would come out ahead financially even if they have to pay the penalty. Health insurance is expensive, with employer-provided family coverage averaging nearly $15,800 a year for a family and $4,300 for a single plan. Indeed, insurance industry experts say the federal penalty may be too low.
The Supreme Court also allowed individual states to opt out of a major Medicaid expansion under the law. The Obama administration says it will exempt low-income people in states that opt out from having to comply with the insurance requirement.
Many Republicans still regard the insurance mandate as unconstitutional and rue the day the Supreme Court upheld it.
However, the idea for an individual insurance requirement comes from Republican health care plans in the 1990s.
It's also a central element of the 2006 Massachusetts health care law signed by then-GOP Gov. Mitt Romney, now running against Obama and promising to repeal the federal law.
Romney spokeswoman Andrea Saul said Wednesday the new report is more evidence that Obama's law is a "costly disaster."
"Even more of the middle-class families who President Obama promised would see no tax increase will in fact see a massive tax increase thanks to Obamacare," she said.
Romney says insurance mandates should be up to each state. The approach seems to have worked well in Massachusetts, with virtually all residents covered and dwindling numbers opting to pay the penalty instead.
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